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What’s In Your Wallet? August 2, 2019

Posted by nrhatch in Life Balance, Mindfulness.

If you have a Capital One card in your wallet (or had one in the recent past), you will want to check out this article:

Capital One Data Breach:  What to Do if You were Affected

The bank disclosed on Monday that it was the victim of a data breach affecting over 100 million people in the U.S. and six million people in Canada. Most of the impacted parties were consumers or small businesses who had applied for a Capital One credit card in the 14 years leading up to March 2019, according to a press release. The compromised information is outlined as follows:

  • Personally identifiable information like “names, addresses, zip codes, phone numbers, email addresses, dates of birth, and self-reported income,” at the time of the applications
  • Customer status data, which includes credit scores, credit limits, balances, payment history, contact information
  • Fragments of transaction data from a cumulative 23 days spanning from 2016 to 2018

What’s more, the hacker also obtained about 140,000 Social Security numbers, 80,000 linked bank account numbers, and one million “social insurance” numbers (the Canadian version of a Social Security number). It’s being called one of the largest-ever thefts of bank data.

As indicated, more than 100 million people in the US and 6 million in Canada were affected.

The article outlines what to do if you fall in that group.

Aah . . . that’s better!


1. Ally Bean - August 2, 2019

I feel sorry for the people who are involved in this mess. Technology and banking are a dicey combo. Great when it works, but…

nrhatch - August 2, 2019

Exactly. Every time one company/account asks me to link up with other accounts I have (for convenience), I say, “Um. No.” That convenience comes with a price. I do not want a single breach to breach every one of my on-line accounts.

I don’t want all my eggs in a fragile basket!

2. joyroses13 - August 2, 2019

Ugh about another breach. Seems like you hear about them a lot! Technology increases and along with threats to our security. Technology is a curse and a blessing.
Thankfully we don’t have that card, but sorry for those who do.

nrhatch - August 2, 2019

This is all Jennifer Garner’s fault! She’s been too effective a spokesperson for Capital One. If they’d hired Trump as their front man, then this breach would have affected far fewer people! 😛

joyroses13 - August 2, 2019

LOL!! You may be very right!

3. Jill Weatherholt - August 2, 2019

Fortunately I’ve never done business with Capitol One. Last week, our local news provided the web link to check if consumer’s info was compromised from the Equifax breach some time ago. Derek and I were okay, but sadly, my father wasn’t. Stupid criminals!

nrhatch - August 2, 2019

Agree with you ~ stupid, greedy bastards. Hope your dad’s situation isn’t too much of an issue. Cyber security can be a pain.

Jill Weatherholt - August 2, 2019

Thanks, Nancy. I hope so too. He’s got enough on his plate.

4. Kate Crimmins - August 2, 2019

I don’t have the card but I get constant mailings to open an account. Don’t like that either. Don’t know what information of mine that they had.

nrhatch - August 2, 2019

Same here. Constant. I guess they must think I’ll change my mind one day.

Not likely, especially after this breach.

5. colonialist - August 2, 2019

Hopefully that gives the hackers more than enough data for the next fifty years, so they shouldn’t trouble anyone in other banks!

nrhatch - August 2, 2019

Way to look for the silver line to this gray sky. Pollyanna is beaming at you!

But other hackers may still want to grab our data. 😛

6. Joanne Sisco - August 2, 2019

Sadly, I do have a Capital One card and this is the first time I’ve been affected by a data breach.

In my previous life as a Privacy Professional, I know the spiel on this kind of event. I don’t envy them. It’s going to be sh*t storm.

Time will tell if their prediction is true that it was “unlikely that the information was used for fraud or disseminated”.

nrhatch - August 2, 2019

I hope that prediction isn’t just PR Speak and that this will soon just be another cyber hiccup.

Good luck sorting out any issues you face from this cyber invasion. I feel for you. There are times I wish the internet would disappear. Or maybe I just need to time travel back to the 70’s when we were thrilled if our bank had a Drive Thru window!

Joanne Sisco - August 3, 2019

Thanks Nancy. Even without this breach I try to be pretty vigilant about my banking, etc. I have my fingers crossed that this incident won’t come back to haunt me.

nrhatch - August 3, 2019

Me too! I take cyber security “seriously” . . . but I don’t let it keep me awake at night.

Fingers crossed for you!

7. Tippy Gnu - August 2, 2019

I wonder if the best way to protect our privacy is to always apply for credit cards under a fake name. Sounds tempting to me, for all kinds of reasons. But of course, privacy is my foremost concern.

nrhatch - August 2, 2019


But wait . . . use a real name. I’m sure there’s a hack for that. And if no hack, then maybe an app.

8. Rivergirl - August 2, 2019

At this point everyone has everyone else’s information…. it’s the world we live in.

nrhatch - August 3, 2019

Stop the world . . . I want to get off! :mrgreen:

9. Behind the Story - August 3, 2019

The hacker was a strange, troubled person. Her reason for hacking was not clear. In fact, she may not have intended to make use of the info. I wonder if they caught her before anyone else got the hacked material.

nrhatch - August 3, 2019

It sounds like they might have nipped the crime in the bud before too much info was disseminated:

A suspect — ex-Amazon employee Paige A. Thompson, a hacker known by the alias “erratic” — has since been put into custody, and so far, the company’s analysis shows that the information probably wasn’t used for fraud or shared around.

But it also says that some of the stolen data was published on line:

Capital One says it notified authorities right after it found out about the vulnerability on July 19, upon being informed via email that the stolen data was published online, according to the official FBI complaint.

I just hope this is a ripple of annoyance for those affected, rather than a tidal wave of time sucking damage control.

10. L. Marie - August 3, 2019

How awful! I’m so tired of these thefts!

nrhatch - August 3, 2019

Me too! I’ll give us some of the “convenience” of on-line living for increased cyber security.

11. Debra - August 7, 2019

These data breaches are becoming all too frequent. I think this one is outside of our concerns, but in a general sense my concern grows for ALL of us! Good article on what to do. Thank you!

nrhatch - August 8, 2019

The fragility of cyber security is a concern. It’s the #1 reason I’m not inclined to link accounts together. I don’t want one data breach to affect everything at once.

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